PRODUCTS

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Raw land –

• Max 50% - 55% LTV

Commercial –

• Multi-Units
• Stand Alones
• Strip Malls
• Mixed Use
• Churches
• Suburban/Urban
• Readily Marketable Properties Only (no Rural).
• Occupancy: ·Owner Occupied, Non-Owner Occupied.
• Maximum 65 LTV to 1,000,000

Hard money ·Residential 1-4 Units, PUDs, & Condos.

• No Manuf./Modular/Condo/Unique
• Suburban/Urban; Readily Marketable Properties Only (no Rural).
• MAX 6% Seller Paid closing costs allowed.
• Occupancy: Owner Occupied, Non-Owner Occupied and 2nd Home.
• Metro Areas Only with home values >$250K. Non-Metro Areas >60% or Home
• Values <$250K are at Lender's discretion.
• Max 65 LTV to $1,000,000

Heloc

• Residential 1-4 Units, PUDs, & Condos. No Manuf./Modular/Condotels/Unique.
• Suburban/Urban; Readily Marketable Properties Only (no Rural).
• MAX 6% Seller Paid closing costs allowed.
• Occupancy: Owner Occupied, Non-Owner Occupied and 2nd Home.
• Metro Areas Only with home values >$250K. Non-Metro Areas >60% or Home
• Values <$250K are at Lender's discretion max 65 LTV to 1,000,000

Construction –

• 90% on land
• Free and clear not to exceed 50% of future project value.